I am a working woman who is barely making it to the next pay check. I have a growing three year old, who I want to provide with a good education. I sacrifice an abundance of things to provide for her. Not shown are my credit card bill as well as my student loan. As you can see my monthly charges are partially met. Due to kind hearted people who understand life, I can truly pay all my dues. Some are on time, others I make arrangements to pay.
Financial Literacy
Financial literacy training helps prepare individuals to make sound financial decisions when faced with multiple financial responsibilities and very limited income. In addition to training, the Urban Affairs Coalition offers financial support groups (called FAN Clubs) individuals interested in improving their money management habits, getting their finances under control, and meeting their financial goals.
Current Issue
Although financial education is a proven way of helping families stretch limited resources, it is not routinely offered to families navigating the welfare system. Pennsylvania's Department of Public Welfare could offer financial literacy training to TANF recipients and help connect them to banking and other saving opportunities.
Useful Links and Reports
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Drexel University
